Not like preset and indexed annuities, a variable annuity is considered a stability under federal regulation which is subject matter to regulation by the Securities and Exchange Fee (SEC) and FINRA. Opportunity traders should also receive a prospectus. The lifetime expectancy is used to work out the bare minimum https://annuities-insurance85285.thenerdsblog.com/24680641/the-definitive-guide-to-annuity-insurance